TERMS AND CONDITIONS

TERMS AND CONDITIONS

EBUYING/COMPLETE YOUR BOOKING TERMS & CONDITIONS

*Registration and Miscellaneous charges includes Road Tax, New Registration Fee, Hypothecation Fee, Smart Card Fee, Postal Charges, Temp Registration and User Charges. **The above mentioned charges are subject to change as per Gov of India tax rules.
1. By filling this finance form (“Finance Form”) on any of RAAM4WHEELERS LLP India’s (hereinafter referred as “Raam group”) websites (“Site”),, you hereby authorise Raam group to obtain and share all details related to you to third parties, including service providers, financial institutions, credit bureaus, telecommunication companies, statutory bodies, etc. for availing the products and/or services of Raam Group & Raam Group’s finance partners. These terms and conditions may be read in conjunction with our website’s Privacy Policy and they, together with any additional terms to which you agree when using particular elements of the Site including the Finance Form, constitute the entire agreement regarding the Site and set forth the legally binding terms governing your visit to this Site. However, these specific terms and conditions in section 2 hereto governing the use of our Finance Form will supersede the Privacy Policy, wherever in conflict. We may, in our sole discretion, modify these terms and conditions from time to time and we reserve the right to make changes at any time, without notice or obligation, to any of the content and information contained in this Finance Form and on this Site By using this Site you agree that you have read, understood and accept these terms and conditions contained herein and the Privacy Policy, and you affirm that you are 18 years of age and that you are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these terms and conditions, and to abide by and comply with these terms and conditions. By using this Site, you also agree that you will not use this Site for any purpose that is unlawful or in contravention of these terms and conditions. Raam Group authorises you to view and download the materials at this Site only for your personal, non-commercial use.

2. By filling the Finance Form:

● You confirm that all the particulars and information provided by you in this application are true, correct, complete and up-to-date in all respects.
● You agree and authorise Raam Group & Raam Group’s finance partners to contact you and communicate with you over emails, telephonic calls or SMS on the mobile number mentioned in the application, or through any other modes of communication mode (herein after refer as “Communication Mode”) to verify the details provided by you in this application or to process this application.
● You confirm that you would like to know via Communication Mode, offers and promotion schemes relating to various products/services offered by Raam Group & Raam Group’s finance partners, from time to time.
● You further agree and confirm that laws in relation to the unsolicited communication referred in the Do Not Call/ Do Not Disturb Registry (the DNC/ DND Registry) as laid down by the Telecom Regulatory Authority of India will not be applicable for such communication/calls/ SMS received from Raam Group & Raam Group’s finance partners.
● You authorise Raam Group & Raam Group’s finance partners to exchange and share all information and details, document uploaded, related to you with third parties, including service providers, financial institutions, credit bureaus, telecommunication companies, statutory bodies, etc., for customer verification, personalization of products or services, credit rating, data enrichment, marketing or promotion of services, relating to Raam Group & Raam Group’s finance partners partners. products or that of their associates and affiliates or for enforcement of your obligations and agree that Raam Group & Raam Group’s finance partners are not liable for using/sharing of the information as stated above.
● You understand and agree that pursuant to this application, you will be required to submit documents to the satisfaction of Raam Group’s finance partners and will have to accept the loan terms and conditions as prescribed by Raam Group’s finance partners in relation to products and/or service applied by you.
● You understand and acknowledge that Raam Group’s finance partners shall have the absolute discretion, without assigning any reason, to reject your application and that Raam Group & Raam Group’s finance partners shall not be responsible/liable in any manner whatsoever for such rejection.
● You understand and acknowledge that even if Raam Group’s finance partners have approved your application online, they shall have the absolute discretion, without assigning any reason, to reserve the right to reject your application offline and that Raam Group & Raam Group’s finance partners shall not be responsible/liable in any manner whatsoever for such rejection.
● You understand and acknowledge that even if Raam Group’s finance partners have rejected your application online, they shall have the absolute discretion, without assigning any reason, to approve your application offline and that Raam Group & Raam Group’s finance partners shall not be responsible/liable in any manner whatsoever.
● You understand and acknowledge that your online approved loan amount can be changed offline. Raam Group’s finance partners shall have the absolute discretion, without assigning any reason, to reserve the right to change the eligible loan amount and that Raam Group & Raam Group’s finance partners shall not be responsible/liable in any manner whatsoever for such change in eligible loan amount.
● You understand and acknowledge that if there is any impact on your credit rating due to the use of our finance tool, Raam Group & Raam Group’s finance partners shall not be responsible/liable in any manner whatsoever for such an impact on the credit score.
● You confirm that all the particulars filled in the Finance Form Application form by you are true, correct, complete and up to date in all respects and you are not hiding any material information.
● You confirm that all documents uploaded in the Finance Form Application form by you are true, correct, complete and up to date in all respects and you are not hiding any material information.
● You understand and acknowledge that all documents uploaded by you will be shared with Raam Group’s finance partners.
● You agree that funding amount and tenure will vary from vehicle to vehicle.
● You agree that the funding amount is subject to the LTV of the vehicle the customer/borrower chooses.
● You have agreed/consented that Raam Group & Raam Group’s finance partners have the right to retain all the information pertaining to you including the photographs and documents submitted by you with the Loan application and will not return the same to you.
● You understand that this finance tool is provided on a best effort basis and endeavours to give you an accurate eligibility decision and/or pre-approval amount and/or sanctioned amount. However, Raam Group & Raam Group’s finance partners will not be liable for such any inaccuracy in the eligibility decision and/or the pre-approved amounts and/or the sanctioned amount.
● You understand that this finance tool is provided on a best effort basis and endeavours to give you an accurate equated monthly instalment (EMI). However, Raam Group & Raam Group’s finance partners will not be liable for such inaccuracy in the EMI amount.
● You understand that this finance tool is provided on a best effort basis and endeavours to give you the best possible offer/EMI and there is a possibility of channel partners/brokers/dealers/bank/agents giving you a better offer. By using this Site you agree that you will defend, indemnify and hold harmless Raam Group and its finance partners, subsidiaries and affiliates and their respective distributors, dealers, dealer associations and advertising and promotions agencies, together with their respective employees, agents, directors, officers and shareholders, from and against all the liabilities, claims, damages and expenses (including reasonable attorneys’ fees and costs) arising out of your use of this Site, your breach or alleged breach of these terms and conditions, and/or your breach or alleged violation of the patent, copyright, trademark, proprietary or other rights of third parties. Raam Group reserves the right to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, and, in such case, you shall agree to cooperate with Raam Group’s defence of such claim. These terms and conditions will also apply if a special scheme is offered to you by Raam Group & Raam Group’s finance partners. The special scheme offered by Raam Group’s finance partners could be only for customers visiting Sites.Raam Group’s websites. For such a case you understand that the above terms and conditions mentioned will also be applicable.

3. Security

a. We use several processes to safeguard your information, to maintain our data security and to prevent any unauthorised access to your information. For this, we have deployed different physical, electronic and business processes. The safeguards we use are tailored towards the type and sensitivity of the information that we collect, process and transmit, as well as the present technological knowledge and progress.
b. We have deployed several generally accepted industry standards, such as firewalls, encryption, software development processes, traffic monitors, automated tools, and others to protect any information residing with us or being transmitted to us.
c. Any third party service providers we use for processing payments, if any, are validated as compliant with the payment card industry standard (PCI compliant service providers).
d. Whilst we deploy our security measures and processes with utmost diligence, we do not assume any liability or responsibility for disclosure of your information due to any reason, such as unauthorised third-party access, transmission errors or others, and you agree to disclaim us from any such liability.

4. Disclaimer

This Site and all the information it contains is provided for information purposes only on an “as is” basis and could include technical, typographical or other errors. In certain areas, the information provided may represent an opinion or judgement. Raam Group, information providers and their agents make no warranties, representations, or guarantees of any kind, express or implied, including but not limited to, accuracy, currency, or completeness, the operation of the Site, the information, materials, content, availability, and products. To the extent permitted by applicable law, Raam Group disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. Raam Group is not responsible for the content of any website linked to this Site and is not directly or indirectly implying any approval, endorsement or affiliation with any linked website. This Site may contain links to third-party websites that are not owned or controlled by Raam Group, including but not limited to links to websites for Raam Group dealers (“Third Party Websites”). Raam Group has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any Third Party Websites. In addition, Raam Group will not and cannot censor or edit the content of any Third Party Website. By clicking on links, you expressly relieve Raam Group from any and all liability arising from your use of any Third Party Website, or from the content of any Third Party Website. When using a Third Party Website, you should be aware when you leave Raam Group’s Site and read the terms and conditions and privacy policy of each Third Party Website that you visit.

5. Grievance Officer

In accordance with Information Technology Act, 2000 and rules made there under, If the Company’s Visitor has any questions about this Policy or other privacy concerns, the Visitor can also email the Company at webmaster@mgmotor.co.in
6. Raam Group Motor does not procure / sell / solicit / recommend any insurance